Stivenza · State paycheck calculator

Iowa Paycheck Calculator — Take-Home Pay 2026

Iowa has a progressive income tax with rates from 3.8% to 3.80% across 1 brackets, so higher earnings are taxed at higher rates.

Pre-tax deductions (optional, per year)

Take-home pay per year

$59,354

79.1% of gross · 20.9% effective tax rate · 22% federal marginal

Estimated year pay breakdown for Iowa
Gross pay$75,000
Federal income tax$7,670
State income tax (Iowa)$2,238
Social Security$4,650
Medicare$1,088
Take-home pay$59,354

Total tax withheld: $15,646 per year.

Iowa take-home pay by salary (2026)

Estimated annual take-home for a single filer with no pre-tax deductions.

Take-home pay by salary in Iowa
SalaryTake-homeEff. rate
$40,000$33,41216.5%
$45,000$37,23917.2%
$50,000$41,06717.9%
$55,000$44,89418.4%
$60,000$48,72218.8%
$65,000$52,54919.2%
$70,000$56,02720.0%
$75,000$59,35420.9%
$80,000$62,68221.6%
$85,000$66,00922.3%
$90,000$69,33723.0%
$95,000$72,66423.5%
$100,000$75,99224.0%
$110,000$82,64724.9%
$120,000$89,30225.6%
$130,000$95,79326.3%
$150,000$108,70327.5%
$175,000$124,84028.7%
$200,000$141,93929.0%
$250,000$174,29430.3%

Iowa state income tax

Frequently asked questions

Does Iowa have a state income tax?
Yes. Iowa has a progressive income tax with rates from 3.8% to 3.80% across 1 brackets, so higher earnings are taxed at higher rates.
How much is $75,000 a year after tax in Iowa?
A $75,000 salary in Iowa takes home about $59,354 per year for a single filer — roughly $4,946 per month — an effective tax rate of 20.9%.
What is the take-home pay on $100,000 in Iowa?
$100,000 a year in Iowa is about $75,992 after tax for a single filer (24.0% effective rate). Use the calculator above to add deductions or change filing status.
What taxes are taken out of a paycheck in Iowa?
Federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%). Iowa state income tax also applies.

How this is calculated

Estimates use 2026 tax rules and run entirely in your browser — nothing you type is sent to a server. We compute federal income tax, Social Security, Medicare, and your state's income tax from your gross pay and pre-tax deductions.

Data sources & what's included
  • Federal income tax & standard deduction: IRS Revenue Procedure 2025-32 (2026 tax-year rate schedules, all filing statuses).
  • Social Security & Medicare: SSA 2026 wage base ($184,500) and IRS Topic 751, including the 0.9% Additional Medicare Tax.
  • State income tax: 2026brackets and standard deductions for all 50 states and DC, from the Tax Foundation's 2026 dataset cross-checked against state Departments of Revenue.

Pre-tax deductions: 401(k) reduces income-tax wages but not Social Security/Medicare wages; HSA, FSA, and health premiums reduce both.

Not included: local/city/county income taxes, personal-exemption credits, itemized deductions, tax credits, and deduction phase-outs. Your actual withholding and tax return may differ.

Reviewed by Colson, Founder, ColsonSuperApps LLC · Last updated June 1, 2026 · Full methodology & sources